:root {
  --color-navy: #082b55;
  --color-blue: #2876a2;
  --color-sky: #78b9de;
  --color-sky-light: #e9f4fb;
  --color-ink: #172334;
  --color-copy: #4d5e73;
  --color-white: #ffffff;
  --color-surface: #f4f8fb;
  --color-border: #dceaf4;
  --color-shadow: 0 24px 64px rgba(8, 43, 85, 0.14);
  --radius-xl: 32px;
  --radius-lg: 24px;
  --radius-md: 18px;
  --radius-sm: 12px;
  --container: 1180px;
  --header-height: 90px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}
.py-0{
  padding-top: 0!important;
  padding-bottom: 0!important;
}

.pt-0{
  padding-top: 0!important;
}

.pb-0{
  padding-bottom: 0!important;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: "Open Sans", sans-serif;
  color: var(--color-ink);
  background: var(--color-white);
  line-height: 1.6;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

button {
  font: inherit;
}

.container {
  width: min(calc(100% - 2rem), var(--container));
  margin: 0 auto;
}

.topbar {
  background: var(--color-navy);
  color: rgba(255, 255, 255, 0.9);
  font-size: 0.92rem;
}

.topbar__inner,
.topbar__contact,
.site-header__inner,
.hero__actions,
.section-note,
.cta__points,
.footer-bottom__inner {
  display: flex;
  align-items: center;
}

.topbar__inner,
.site-header__inner,
.footer-bottom__inner {
  justify-content: space-between;
}

.topbar__inner {
  min-height: 48px;
  gap: 1rem;
}

.topbar__contact {
  gap: 1.25rem;
  flex-wrap: wrap;
}

.topbar__social {
  display: flex;
  align-items: center;
  gap: 0.9rem;
}

.topbar__social a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 24px;
  height: 24px;
  color: var(--color-white);
  transition: color 0.25s ease, transform 0.25s ease, opacity 0.25s ease;
}

.topbar__social a:hover {
  color: var(--color-sky);
  transform: translateY(-1px);
}

.topbar__social svg {
  width: 100%;
  height: 100%;
  fill: currentColor;
  stroke: none;
}

.topbar__social a:first-child svg {
  fill: currentColor;
  stroke: none;
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(8, 43, 85, 0.08);
}

.site-header.is-scrolled {
  box-shadow: 0 16px 34px rgba(9, 33, 63, 0.08);
}

.site-header__inner {
  min-height: var(--header-height);
  gap: 1.5rem;
}

.brand img {
  width: 220px;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: 1.4rem;
  font-weight: 600;
  color: var(--color-copy);
}

.site-nav__phone {
  margin-left: 1.1rem;
  color: #4a586b;
  font-weight: 600;
  letter-spacing: 0.01em;
}

.site-nav a:hover {
  color: var(--color-blue);
}

.menu-toggle {
  display: none;
  border: 0;
  background: transparent;
  padding: 0;
  width: 42px;
  height: 42px;
  cursor: pointer;
}

.menu-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  margin: 5px auto;
  background: var(--color-navy);
  transition: transform 0.25s ease, opacity 0.25s ease;
}

.menu-toggle.is-active span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

.menu-toggle.is-active span:nth-child(2) {
  opacity: 0;
}

.menu-toggle.is-active span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  min-height: 58px;
  padding: 0 1.6rem;
  border-radius: 12px;
  font-weight: 700;
  border: 2px solid transparent;
  transition: 0.25s ease;
}

.button--sm {
  min-height: 52px;
  padding: 0 1.25rem;
}

.button--primary {
  background: linear-gradient(135deg, var(--color-blue), #3f92c0);
  color: var(--color-white);
  box-shadow: 0 14px 28px rgba(40, 118, 162, 0.28);
}

.button--primary:hover {
  color: var(--color-white)!important;
  transform: translateY(-2px);
  box-shadow: 0 20px 38px rgba(40, 118, 162, 0.34);
}

.button--light {
  background: var(--color-white);
  color: var(--color-blue);
  box-shadow: 0 18px 36px rgba(255, 255, 255, 0.16);
}

.button--ghost {
  border-color: rgba(255, 255, 255, 0.42);
  color: var(--color-white);
  background: rgba(255, 255, 255, 0.08);
}

.button--ghost:hover {
  background: rgba(255, 255, 255, 0.15);
}

.button--outline {
  border-color: var(--color-blue);
  color: var(--color-blue);
  background: transparent;
}

.button--outline:hover {
  background: var(--color-sky-light);
}

.hero {
  position: relative;
  overflow: hidden;
  min-height: calc(100vh - 48px);
  background: linear-gradient(135deg, #04192f 0%, #0b2f5d 48%, #103e67 100%);
}

.hero__media,
.hero__overlay,
.hero__grid {
  position: absolute;
  inset: 0;
}

.hero__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.32;
}

.hero__overlay {
  background:
    radial-gradient(circle at top right, rgba(120, 185, 222, 0.24), transparent 28%),
    linear-gradient(135deg, rgba(4, 25, 47, 0.9) 10%, rgba(8, 43, 85, 0.76) 60%, rgba(40, 118, 162, 0.65) 100%);
}

.hero__grid {
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.045) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.045) 1px, transparent 1px);
  background-size: 58px 58px;
  mask-image: linear-gradient(180deg, rgba(0, 0, 0, 0.8), transparent 96%);
}

.hero__content {
  position: relative;
  z-index: 1;
  display: flex;
  flex-direction: column;
  justify-content: center;
  min-height: calc(100vh - 48px);
  padding: 5rem 0 9.25rem;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  align-self: flex-start;
  gap: 0.75rem;
  padding: 0.75rem 1rem;
  margin-bottom: 2rem;
  color: rgba(255, 255, 255, 0.92);
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 999px;
  backdrop-filter: blur(8px);
  font-size: 0.95rem;
  font-weight: 600;
}

.eyebrow__dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: #9de7ff;
  box-shadow: 0 0 0 8px rgba(157, 231, 255, 0.13);
}

.hero__slides {
  position: relative;
  width: min(100%, 760px);
  min-height: 260px;
}

.hero-slide {
  position: absolute;
  inset: 0;
  opacity: 0;
  transform: translateY(22px);
  transition: opacity 0.45s ease, transform 0.45s ease;
  pointer-events: none;
}

.hero-slide.is-active {
  opacity: 1;
  transform: translateY(0);
  pointer-events: auto;
}

.hero h1,
.section-heading h2,
.section-copy h2,
.cta h2,
.review-card__author,
.program-card h3,
.showcase-card h3,
.benefit-grid h3,
.site-footer h3,
.region-card h3,
.region-card h4 {
  font-family: "Raleway", sans-serif;
}

.hero h1 {
  margin: 0 0 1.25rem;
  font-size: clamp(2.8rem, 5.4vw, 5.35rem);
  line-height: 0.98;
  letter-spacing: -0.04em;
  color: var(--color-white);
  max-width: 760px;
}

.hero h1 span {
  display: inline-block;
  color: #9ad5f1;
}

.hero p {
  margin: 0;
  max-width: 560px;
  color: rgba(255, 255, 255, 0.78);
  font-size: clamp(1rem, 2vw, 1.2rem);
}

.hero__actions {
  gap: 1rem;
  margin-top: 1.1rem;
  flex-wrap: wrap;
}

.hero .button {
  min-height: 62px;
  padding: 0 2rem;
  border-radius: 12px;
  font-size: 1rem;
}

.hero__actions--center {
  justify-content: center;
}

.chip-list span {
  display: inline-flex;
  align-items: center;
  padding: 0.72rem 1rem;
  border-radius: 999px;
  font-weight: 600;
}

.hero__dots {
  display: flex;
  gap: 0.7rem;
  margin-top: 1.1rem;
}

.hero-dot {
  width: 14px;
  height: 14px;
  border: 0;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.26);
  cursor: pointer;
  transition: all 0.25s ease;
}

.hero-dot.is-active {
  width: 44px;
  background: var(--color-white);
}

.hero__curve {
  position: absolute;
  left: 0;
  right: 0;
  bottom: -1px;
  z-index: 1;
  height: 185px;
}

.hero__curve svg {
  width: 100%;
  height: 100%;
  display: block;
}

.hero__curve path {
  fill: #f7f9fb;
}

.hero-cards {
  position: relative;
  z-index: 3;
  margin-top: -22px;
  padding: 0 0 2.75rem;
  background: linear-gradient(180deg, #f7f9fb 0%, #ffffff 100%);
}

.hero-cards__grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 2rem;
}

.hero-card {
  position: relative;
  min-height: 270px;
  overflow: hidden;
  border-radius: var(--radius-lg);
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.98), rgba(248, 252, 255, 0.98)),
    var(--color-white);
  border: 1px solid rgba(8, 43, 85, 0.08);
  box-shadow:
    0 18px 34px rgba(8, 43, 85, 0.1),
    0 1px 0 rgba(255, 255, 255, 0.9) inset;
  transition:
    transform 0.3s ease,
    box-shadow 0.3s ease,
    border-color 0.3s ease,
    background 0.3s ease;
}

.hero-card::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at top right, rgba(120, 185, 222, 0.22), transparent 34%),
    linear-gradient(160deg, rgba(40, 118, 162, 0.06), transparent 62%);
  opacity: 0;
  transition: opacity 0.3s ease;
}

.hero-card__content {
  position: relative;
  z-index: 1;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 0.75rem;
  height: 100%;
  padding: 2rem 1.7rem 1.55rem;
  text-align: left;
}

.hero-card:hover {
  transform: translateY(-10px);
  border-color: rgba(40, 118, 162, 0.22);
  box-shadow:
    0 28px 56px rgba(8, 43, 85, 0.16),
    0 1px 0 rgba(255, 255, 255, 0.95) inset;
}

.hero-card:hover::before {
  opacity: 1;
}

.hero-card__icon {
  width: 58px;
  height: 58px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 18px;
  background: linear-gradient(135deg, #1c4f82, #2876a2);
  box-shadow: 0 14px 24px rgba(40, 118, 162, 0.24);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.hero-card:hover .hero-card__icon {
  box-shadow: 0 18px 30px rgba(40, 118, 162, 0.3);
}

.hero-card__icon svg {
  width: 30px;
  height: 30px;
  fill: var(--color-white);
  stroke: none;
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.hero-card h3 {
  margin: 0;
  color: var(--color-navy);
  font-family: "Raleway", sans-serif;
  font-size: clamp(1.25rem, 1.375rem, 2rem);
  line-height: 32px;
  font-weight: 600;
  letter-spacing: -0.03em;
}

.hero-card p {
  margin: 0;
  color: var(--color-copy);
  font-size: 0.98rem;
  line-height: 1.45;
  max-width: 18rem;
}

.section {
  padding: 6.25rem 0;
}

.section--alt {
  background: linear-gradient(180deg, #ffffff 0%, #eef6fb 100%);
}

.section--soft {
  background:
    linear-gradient(180deg, rgba(120, 185, 222, 0.1), rgba(120, 185, 222, 0.04)),
    var(--color-white);
}

#reviews {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(circle at top right, rgba(120, 185, 222, 0.22), transparent 22%),
    linear-gradient(135deg, #04192f 0%, #0a2c57 52%, #114b77 100%);
}

#reviews::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.04) 1px, transparent 1px);
  background-size: 52px 52px;
  opacity: 0.55;
  pointer-events: none;
}

#reviews .container {
  position: relative;
  z-index: 1;
}

.section-tag {
  margin: 0 0 1rem;
  color: var(--color-blue);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.18em;
  font-size: 0.78rem;
}

.section-tag--light {
  color: #a9daf3;
}

.section-heading {
  max-width: 768px;
  margin: 0 auto 3.2rem;
  text-align: center;
}

.section-heading h2,
.section-copy h2,
.cta h2 {
  margin: 0;
  line-height: 1.08;
  font-size: clamp(1.8rem, 2.75vw, 2.5rem);
  letter-spacing: -0.03em;
}
.section-heading h3{
  margin: 0;
  line-height: 1.08;
  font-size: clamp(1.25rem, 2.25vw, 2.5rem);
  letter-spacing: -0.03em;
}

.section-heading p:last-child,
.section-copy p,
.showcase-card p,
.program-card p,
.benefit-grid p,
.review-card blockquote,
.site-footer p,
.site-footer li,
.region-card li,
.region-card__content p {
  color: var(--color-copy);
}

.section-heading p,
.section-copy p,
.showcase-card p,
.program-card p,
.benefit-grid p,
.region-card__content p {
  font-size: 1rem;
  line-height: 1.65;
}

.split {
  display: grid;
  gap: 2.25rem;
  align-items: center;
}

.split--feature,
.split--map {
  grid-template-columns: minmax(0, 0.94fr) minmax(0, 1.06fr);
}

.feature-card,
.region-card,
.showcase-card,
.program-card,
.review-card,
.benefit-grid article {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  box-shadow: var(--color-shadow);
}

.feature-card,
.region-card {
  overflow: hidden;
  border-radius: var(--radius-xl);
}

.split--feature .feature-card {
  background: transparent;
  padding: 0;
  box-shadow: none;
  max-height: 560px;
}

.feature-card img {
  width: 100%;
  height: 100%;
  min-height: 500px;
  object-fit: cover;
  border-radius: 34px;
}

.section-copy--team {
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: flex-start;
  min-height: 560px;
  max-width: 600px;
  margin: 0;
  padding: 2rem 2.25rem 2rem 0;
  text-align: left;
  background: transparent;
  border: 0;
  border-radius: 0;
  box-shadow: none;
}

.team-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.55rem;
  margin-bottom: 1.7rem;
  padding: 0.55rem 1rem;
  background: var(--color-blue);
  color: var(--color-white);
  border-radius: 999px;
  font-size: 0.92rem;
  font-weight: 600;
  letter-spacing: 0.01em;
  text-transform: none;
}

.team-badge::before {
  content: "";
  width: 0.8rem;
  height: 0.8rem;
  border: 2px solid currentColor;
  border-radius: 50%;
  box-shadow: inset 0 0 0 2px rgba(40, 118, 162, 0.12);
}

.section-copy--team h2 {
  max-width: 14ch;
  margin-bottom: 1.35rem;
  font-size: clamp(1.8rem, 2.75vw, 2.5rem);
  line-height: 1.08;
  letter-spacing: -0.03em;
  color: #162235;
}

.section-copy--team p {
  max-width: 36rem;
  margin: 0;
  font-size: 1.05rem;
  line-height: 1.75;
  color: #213040;
}

.team-points {
  display: grid;
  gap: 0.95rem;
  margin-top: 2rem;
}

.team-points span {
  position: relative;
  display: flex;
  align-items: center;
  gap: 0.9rem;
  padding-left: 0;
  color: #162235;
  font-size: 1rem;
  font-weight: 600;
}

.team-points span::before {
  content: "";
  flex: 0 0 1.35rem;
  width: 1.35rem;
  height: 1.35rem;
  border: 2px solid #2f7eab;
  border-radius: 50%;
}

.team-points span::after {
  content: "";
  position: absolute;
  top: 0.4rem;
  left: 0.5rem;
  width: 0.34rem;
  height: 0.7rem;
  border-right: 2px solid #2f7eab;
  border-bottom: 2px solid #2f7eab;
  transform: rotate(40deg);
}

.team-link {
  display: inline-flex;
  align-items: center;
  gap: 1rem;
  margin-top: 2.2rem;
  color: #111827;
  font-family: "Raleway", sans-serif;
  font-size: 1rem;
  font-weight: 600;
}

.team-link::before {
  content: "";
  width: 34px;
  height: 1px;
  background: #111827;
}

.dual-cards,
.program-grid,
.benefit-grid,
.review-grid,
.footer-grid {
  display: grid;
  gap: 1.5rem;
}

.dual-cards {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.dual-cards--three {
  grid-template-columns: repeat(3, minmax(0, 1fr));
  margin-top: 2.5rem;
}

.process-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1.5rem;
  margin-top: 3rem;
}

.process-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  min-height: 228px;
  padding: 2rem 1.4rem;
  text-align: center;
  background: var(--color-white);
  border: 1px solid rgba(8, 43, 85, 0.08);
  box-shadow: 0 10px 24px rgba(8, 43, 85, 0.06);
  border-radius: 12px;
}

.process-card--brand {
  background: linear-gradient(135deg, #2c7aa7, #3a56a6);
  color: var(--color-white);
}

.process-card__brandmark img {
  width: 51px;
  margin-bottom: 1.25rem;
}

.process-card__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 54px;
  height: 54px;
  margin-bottom: 0.9rem;
  color: #1d5b91;
}

.process-card__icon svg {
  width: 45px;
  height: 45px;
  fill: currentColor;
  stroke: none;
  stroke-width: 1.65;
  stroke-linecap: round;
  stroke-linejoin: round;
  overflow: visible;
}

.process-card h3 {
  margin: 0;
  color: #101c2d;
  font-family: "Raleway", sans-serif;
  font-size: 1.375rem;
  line-height: 2rem;
  font-weight: 600;
}

.process-card--brand h3 {
  color: var(--color-white);
  font-family: "Raleway", sans-serif;
  font-size: 1.375rem;
  line-height: 2rem;
  font-weight: 600;
}

.showcase-card {
  overflow: hidden;
  border-radius: var(--radius-xl);
}

.showcase-card img {
  width: 100%;
  height: 260px;
  object-fit: cover;
}

.showcase-card__body {
  padding: 1.75rem;
}

.showcase-card h3,
.program-card h3,
.benefit-grid h3,
.region-card h3,
.region-card h4 {
  margin: 0 0 0.75rem;
  font-size: 1.12rem;
}

.showcase-card ul,
.office-list,
.site-footer ul {
  margin: 0.6rem 0 0;
  padding: 0;
  list-style: none;
}

.showcase-card li,
.office-list li,
.site-footer li {
  margin-bottom: 0.75rem;
}

.showcase-card li,
.office-list li {
  position: relative;
  display: flex;
  align-items: flex-start;
  gap: 0.85rem;
  margin-bottom: 0.9rem;
  padding-left: 0;
}

.showcase-card li::before,
.office-list li::before {
  content: "";
  flex: 0 0 1.35rem;
  width: 1.35rem;
  height: 1.35rem;
  margin-top: 0.12rem;
  border: 2px solid #2f7eab;
  border-radius: 50%;
}

.showcase-card li::after,
.office-list li::after {
  content: "";
  position: absolute;
  top: 0.4rem;
  left: 0.5rem;
  width: 0.34rem;
  height: 0.7rem;
  border-right: 2px solid #2f7eab;
  border-bottom: 2px solid #2f7eab;
  transform: rotate(40deg);
}

.section-note {
  justify-content: space-between;
  gap: 1.5rem;
  margin-top: 1.8rem;
  padding: 1.4rem 1.5rem;
  border-radius: var(--radius-lg);
  background: rgba(255, 255, 255, 0.74);
  border: 1px solid rgba(40, 118, 162, 0.12);
}

.section-note p {
  margin: 0;
  max-width: 760px;
}

.section-cta--center {
  display: flex;
  justify-content: center;
  margin-top: 2.25rem;
}

.categories-cta {
  min-width: 236px;
  min-height: 60px;
  padding: 0 2rem;
  justify-content: center;
  font-size: 1rem;
  border-radius: 12px;
  box-shadow: 0 16px 34px rgba(40, 118, 162, 0.2);
}

.program-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.program-card,
.review-card,
.benefit-grid article {
  border-radius: var(--radius-lg);
}

.program-card {
  position: relative;
  overflow: hidden;
  padding: 1.8rem;
}

.section-heading--difference {
  text-align: center;
}

.section-heading__logo {
  display: block;
  width: min(100%, 360px);
  margin: 0 auto 1.5rem;
}

.program-grid--difference {
  margin-top: 2.6rem;
}

.program-grid--difference .program-card {
  min-height: 265px;
  padding: 1.9rem 1.8rem 1.75rem;
  text-align: left;
  background: var(--color-white);
  border: 1px solid rgba(8, 43, 85, 0.08);
  box-shadow: 0 12px 28px rgba(8, 43, 85, 0.08);
  transition: transform 0.28s ease, box-shadow 0.28s ease, background-color 0.28s ease;
}

.program-grid--difference .program-card::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at top right, rgba(120, 185, 222, 0.12), transparent 28%),
    linear-gradient(180deg, rgba(247, 250, 253, 0), rgba(238, 245, 251, 0.7));
  opacity: 0;
  transition: opacity 0.28s ease;
  pointer-events: none;
}

.program-card::after {
  content: "";
  position: absolute;
  top: -36px;
  right: -36px;
  width: 140px;
  height: 140px;
  border-radius: 50%;
  background: linear-gradient(135deg, rgba(120, 185, 222, 0.18), transparent 70%);
}

.program-card__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 58px;
  height: 58px;
  margin-bottom: 1.35rem;
  border-radius: 18px;
  background: linear-gradient(135deg, #1c4f82, #2876a2);
  color: var(--color-white);
  font-weight: 700;
}

.program-card__icon--active {
  background: var(--color-blue);
  color: var(--color-white);
}

.program-card__icon svg {
  width: 30px;
  height: 30px;
  fill: currentColor;
  stroke: none;
  stroke-width: 1.7;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.program-grid--difference .program-card::after {
  display: none;
}

.program-grid--difference .program-card h3,
.program-grid--difference .program-card p {
  position: relative;
  z-index: 1;
}

.program-grid--difference .program-card h3 {
  margin-top: 0;
  color: #13233b;
  font-size: 1.1rem;
}

.program-grid--difference .program-card p {
  margin: 0.8rem 0 0;
  max-width: none;
  color: #35506e;
}

.program-grid--difference .program-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 18px 34px rgba(8, 43, 85, 0.14);
  background: #fdfefe;
}

.program-grid--difference .program-card:hover::before {
  opacity: 1;
}

.program-grid--difference .program-card:hover .program-card__icon {
  background: var(--color-blue);
  color: var(--color-white);
  transform: translateY(-2px);
}

.independent-card {
  position: relative;
  overflow: hidden;
  padding: 2rem;
  background:
    radial-gradient(circle at top left, rgba(120, 185, 222, 0.14), transparent 18%),
    linear-gradient(135deg, #123a67 0%, #205d8f 56%, #2e7ca8 100%);
  border-radius: var(--radius-sm);
  color: var(--color-white);
  box-shadow: 0 20px 40px rgba(8, 43, 85, 0.16);
}

.independent-card::before,
.independent-card::after {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
}

.independent-card::before {
  background-image:
    linear-gradient(135deg, transparent 0 46%, rgba(255, 255, 255, 0.035) 46% 47%, transparent 47% 100%),
    linear-gradient(315deg, transparent 0 72%, rgba(255, 255, 255, 0.03) 72% 73%, transparent 73% 100%);
}

.independent-card::after {
  background-image: radial-gradient(rgba(255, 255, 255, 0.08) 1.5px, transparent 1.5px);
  background-size: 14px 14px;
  background-position: 86% 16%, 88% 72%;
  mask:
    radial-gradient(circle at 88% 14%, #000 0 56px, transparent 57px),
    radial-gradient(circle at 88% 72%, #000 0 68px, transparent 69px);
  opacity: 0.55;
}

.independent-card__logo,
.independent-card__body {
  position: relative;
  z-index: 1;
}

.independent-card__logo {
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 2rem;
  padding: 1.5rem 1.25rem;
  background: var(--color-white);
}

.independent-card__logo img {
  width: min(100%, 410px);
}

.independent-card__body h3 {
  margin: 0 0 1rem;
  color: var(--color-white);
  font-size: 1.05rem;
  line-height: 1.45;
}

.independent-card__body p {
  margin: 0 0 1.25rem;
  color: rgba(255, 255, 255, 0.9);
}

.independent-list {
  margin: 0;
  padding: 0;
  list-style: none;
}

.independent-list li {
  position: relative;
  margin-bottom: 0.95rem;
  padding-left: 2.15rem;
  color: rgba(255, 255, 255, 0.94);
}

.independent-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.2rem;
  width: 0.45rem;
  height: 0.78rem;
  border-right: 3px solid var(--color-white);
  border-bottom: 3px solid var(--color-white);
  transform: rotate(40deg);
}

.independent-card__button {
  margin-top: 1.25rem;
  min-width: 260px;
  min-height: 56px;
  justify-content: center;
  position: relative;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  box-shadow: none;
  overflow: hidden;
  padding-left: 1.4rem;
  padding-right: 1.4rem;
}

.independent-card__button span {
  display: inline-block;
  transform: translateX(0);
  transition: transform 0.28s ease;
}

.independent-card__button::after {
  content: "\2192";
  position: absolute;
  right: 1.35rem;
  top: 50%;
  font-size: 1.5rem;
  line-height: 1;
  opacity: 0;
  transform: translate(14px, -50%);
  transition: transform 0.28s ease, opacity 0.28s ease;
}

.independent-card__button:hover {
  background: #f5f8fb;
  color: #1d5b91;
}

.independent-card__button:hover span {
  transform: translateX(-0.95rem);
}

.independent-card__button:hover::after {
  opacity: 1;
  transform: translate(0, -50%);
}

.chip-list {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
  margin-top: 1rem;
}

.chip-list span {
  background: var(--color-sky-light);
  color: var(--color-navy);
}

.section-heading--carousel {
  text-align: center;
}

.section-heading--reviews .section-tag {
  color: #a9daf3;
}

.section-heading--reviews h2,
.section-heading--reviews p {
  color: var(--color-white);
}

.section-heading--reviews p:last-child {
  color: rgba(255, 255, 255, 0.82);
}

.carrier-carousel {
  margin-top: 2.6rem;
}

.carrier-carousel__viewport {
  overflow: hidden;
}

.carrier-carousel__track {
  position: relative;
  min-height: 110px;
  margin-bottom: 16px;
}

.carrier-slide {
  position: absolute;
  inset: 0;
  display: grid;
  grid-template-columns: repeat(6, minmax(0, 1fr));
  gap: 1.35rem;
  opacity: 0;
  pointer-events: none;
  transform: translateX(4%);
  transition: opacity 0.38s ease, transform 0.38s ease;
}

.carrier-slide.is-active {
  opacity: 1;
  pointer-events: auto;
  transform: translateX(0);
}

.carrier-logo {
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 112px;
  padding: 1rem 0.5rem;
  text-align: center;
  background: linear-gradient(180deg, #ffffff 0%, #f6fafe 100%);
  border: 1px solid rgba(40, 118, 162, 0.08);
  border-radius: var(--radius-lg);
  box-shadow: 0 12px 28px rgba(8, 43, 85, 0.08);
}

.carrier-logo--wide {
  padding-inline: 1.6rem;
}

.carrier-logo img {
  display: block;
  max-width: min(100%, 250px);
  max-height: 85px;
  width: auto;
  height: auto;
  object-fit: contain;
}

.carrier-carousel__dots {
  display: flex;
  justify-content: center;
  gap: 0.85rem;
  margin-top: 2rem;
}

.carrier-dot {
  width: 14px;
  height: 14px;
  border: 0;
  border-radius: 50%;
  background: rgba(8, 43, 85, 0.18);
  cursor: pointer;
  transition: transform 0.24s ease, background-color 0.24s ease;
}

.carrier-dot.is-active {
  transform: scale(1.1);
  background: var(--color-blue);
}

.benefit-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.benefit-grid article {
  padding: 1.8rem;
}

.benefit-grid h3 {
  font-size: 1.12rem;
}

.review-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1.5rem;
}

.review-card {
  position: relative;
  display: flex;
  flex-direction: column;
  min-height: 100%;
  padding: 1.9rem 1.75rem 1.7rem;
  background: var(--color-white);
  border: 1px solid rgba(8, 43, 85, 0.08);
  border-radius: var(--radius-lg);
  box-shadow: 0 12px 28px rgba(8, 43, 85, 0.08);
}

.review-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 28px;
  height: 24px;
  background: rgba(40, 118, 162, 0.14);
  border-radius: 0 0 24px 0;
}

.stars {
  margin-bottom: 1.15rem;
  color: var(--color-blue);
  font-size: 1.25rem;
  letter-spacing: 0.18em;
}

.review-card blockquote {
  margin: 0;
  color: #334b67;
  font-size: 0.99rem;
  line-height: 1.65;
  padding-bottom: 1.55rem;
  border-bottom: 1px solid rgba(8, 43, 85, 0.08);
  flex: 1;
}

.review-card__footer {
  display: flex;
  align-items: center;
  gap: 0.95rem;
  padding-top: 1.35rem;
}

.review-card__avatar {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--color-blue), #3f92c0);
  color: var(--color-white);
  font-weight: 700;
  font-size: 1rem;
}

.review-card__meta {
  display: grid;
  gap: 0.15rem;
}

.review-card__author {
  margin: 0;
  color: var(--color-navy);
  font-size: 1rem;
  font-weight: 600;
}

.review-card__role {
  margin: 0;
  color: var(--color-blue);
  font-size: 0.95rem;
}

.section-heading--policy {
  text-align: center;
}

.split--policy {
  grid-template-columns: 1.02fr 0.98fr;
  align-items: center;
  gap: 2.25rem;
  margin-bottom: 2.4rem;
}

.section-copy--policy {
  max-width: 40rem;
}

.section-copy--policy h2 {
  max-width: none;
  white-space: nowrap;
}

.section-copy--policy .button {
  margin-top: 0.85rem;
}

.policy-visual {
  overflow: hidden;
  border-radius: var(--radius-lg);
  box-shadow: 0 18px 38px rgba(8, 43, 85, 0.12);
}

.policy-visual img {
  display: block;
  width: 100%;
  height: 100%;
  min-height: 420px;
  object-fit: cover;
}

.policy-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1.5rem;
}

.policy-card {
  position: relative;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  align-items: center;
  min-height: 250px;
  padding: 2rem 1.6rem 1.85rem;
  text-align: center;
  background: linear-gradient(180deg, #ffffff 0%, #f7fbfe 100%);
  border: 1px solid rgba(40, 118, 162, 0.1);
  border-radius: var(--radius-lg);
  box-shadow: 0 14px 30px rgba(8, 43, 85, 0.08);
  transition: transform 0.28s ease, box-shadow 0.28s ease, border-color 0.28s ease, background 0.28s ease;
}

.policy-card::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at top right, rgba(120, 185, 222, 0.16), transparent 24%),
    linear-gradient(180deg, rgba(120, 185, 222, 0), rgba(120, 185, 222, 0.08));
  opacity: 0;
  transition: opacity 0.28s ease;
}

.policy-card:hover {
  transform: translateY(-6px);
  border-color: rgba(40, 118, 162, 0.28);
  box-shadow: 0 18px 34px rgba(8, 43, 85, 0.14);
  background: #fdfefe;
}

.policy-card:hover::before {
  opacity: 1;
}

.policy-card__icon,
.policy-card h3,
.policy-card p {
  position: relative;
  z-index: 1;
}

.policy-card__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 58px;
  height: 58px;
  margin: 0 auto 1.25rem;
  border-radius: 18px;
  background: linear-gradient(135deg, var(--color-blue), #3f92c0);
  color: var(--color-white);
  transition: transform 0.28s ease, box-shadow 0.28s ease;
}

.policy-card:hover .policy-card__icon {
  transform: translateY(-2px);
  box-shadow: 0 14px 24px rgba(40, 118, 162, 0.24);
}

.policy-card__icon svg {
  width: 34px;
  height: 34px;
  fill: currentColor;
  stroke: none;
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.policy-card h3 {
  margin: 0 0 0.75rem;
  color: var(--color-navy);
  font-size: 1.1rem;
}

.policy-card p {
  margin: 0;
  color: #35506e;
  max-width: 28ch;
}

.policy-card:hover h3 {
  color: var(--color-navy);
}

.policy-card:hover p {
  color: #35506e;
}

.cta {
  position: relative;
  overflow: hidden;
  padding: 6.5rem 0 7rem;
  background: linear-gradient(180deg, #eef7fd 0%, #e6f2fb 100%);
  color: var(--color-ink);
}

.cta::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(40, 118, 162, 0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(40, 118, 162, 0.04) 1px, transparent 1px);
  background-size: 52px 52px;
  opacity: 0.3;
}

.cta__shell {
  position: relative;
  z-index: 1;
}

.cta.contact-form {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(circle at top left, rgba(120, 185, 222, 0.22), transparent 30%),
    linear-gradient(180deg, #f4f9fd 0%, #e7f1fb 100%);
}

.cta.contact-form::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(40, 118, 162, 0.05) 1px, transparent 1px),
    linear-gradient(90deg, rgba(40, 118, 162, 0.05) 1px, transparent 1px);
  background-size: 56px 56px;
  opacity: 0.45;
  pointer-events: none;
}

.cta__panel {
  display: grid;
  grid-template-columns: minmax(280px, 0.72fr) minmax(0, 1.28fr);
  align-items: center;
  gap: 1.5rem;
}

.cta__steps {
  position: relative;
  padding: 2.4rem 1.2rem 2.4rem 0.4rem;
  color: var(--color-navy);
  background: transparent;
  border-radius: 0;
  box-shadow: none;
  overflow: visible;
}

.cta__steps > * {
  position: relative;
  z-index: 1;
}

.cta__steps .section-tag--light {
  color: var(--color-blue);
  margin-bottom: 0.9rem;
}

.cta__steps h2 {
  color: var(--color-navy);
  margin-bottom: 2.15rem;
  max-width: none;
  white-space: nowrap;
  text-shadow: none;
}

.cta-step-list {
  display: grid;
  justify-items: start;
  gap: 1rem;
}

.cta-step {
  display: grid;
  grid-template-columns: 54px 1fr;
  align-items: center;
  gap: 1.15rem;
  width: 100%;
  padding: 0.95rem 1rem 0.95rem 0.95rem;
  border: 1px solid rgba(120, 185, 222, 0.22);
  border-radius: 20px;
  background: rgba(255, 255, 255, 0.75);
  backdrop-filter: blur(6px);
}

.cta-step-list__line {
  width: 2px;
  height: 44px;
  margin-left: 26px;
  background: linear-gradient(180deg, rgba(40, 118, 162, 0.16), rgba(40, 118, 162, 0.58));
}

.cta-step__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 54px;
  height: 54px;
  border: 2px solid rgba(40, 118, 162, 0.22);
  border-radius: 14px;
  background: linear-gradient(135deg, #3a93c3, #0f4b7a);
  color: var(--color-white);
  box-shadow: 0 ;
}

.cta-step__icon svg {
  width: 24px;
  height: 24px;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.cta-step__copy {
  display: grid;
  gap: 0.18rem;
}

.cta-step__label {
  color: var(--color-blue);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
}

.cta-step__copy p {
  margin: 0;
  color: #35506e;
  font-size: 1rem;
}

.cta__form-wrap {
  margin-left: auto;
  width: min(100%, 860px);
}

.cta__form-card {
  position: relative;
  padding: 1.7rem 1.8rem 1.8rem;
  background: #ffffff;
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border: 1px solid rgba(214, 227, 239, 0.95);
  border-top: 4px solid var(--color-blue);
  border-radius: 30px 30px 0 0;
  box-shadow: 0 26px 54px rgba(8, 43, 85, 0.2);
}

.cta__form-card::before {
  display: none;
}

.cta h3 {
  position: relative;
  margin: 0 0 1.35rem;
  color: var(--color-navy);
  line-height: 1.08;
  font-size: clamp(2rem, 2.5vw, 2.5rem);
  letter-spacing: -0.03em;
}

.quote-form {
  display: grid;
  gap: 0.8rem;
}

.quote-form__grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.8rem;
}

.quote-field {
  display: block;
}

.quote-field input,
.quote-field textarea {
  width: 100%;
  border: 1px solid rgba(95, 149, 186, 0.35);
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.88);
  color: #16314f;
  font: inherit;
  transition: border-color 0.25s ease, box-shadow 0.25s ease, background-color 0.25s ease, transform 0.25s ease;
}

.quote-field input {
  min-height: 52px;
  padding: 0 1.05rem;
}

.quote-field textarea {
  resize: vertical;
  min-height: 110px;
  padding: 0.95rem 1.05rem;
}

.quote-field input::placeholder,
.quote-field textarea::placeholder {
  color: #627891;
}

.quote-field input:focus,
.quote-field textarea:focus {
  outline: none;
  background: rgba(255, 255, 255, 0.98);
  border-color: rgba(40, 118, 162, 0.6);
  box-shadow: 0 0 0 4px rgba(120, 185, 222, 0.16);
  transform: translateY(-1px);
}

.quote-form__note {
  margin: -0.1rem 0 0;
  padding: 0.78rem 1rem;
  border-radius: 14px;
  background: rgba(232, 242, 250, 0.92);
  color: #58708a;
  font-size: 0.92rem;
  font-style: italic;
}

.quote-form__submit {
  justify-self: start;
  min-width: 116px;
}

.cta__contact-strip {
  padding: 1rem 1.8rem;
  background: linear-gradient(135deg, rgba(241, 247, 252, 0.96), rgba(228, 239, 249, 0.9));
  color: var(--color-navy);
  text-align: center;
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border: 1px solid rgba(194, 223, 243, 0.68);
  border-top: 0;
  border-radius: 0 0 30px 30px;
  box-shadow: 0 16px 32px rgba(8, 43, 85, 0.08);
}

.cta__contact-strip a {
  color: var(--color-blue);
  text-decoration: underline;
  text-underline-offset: 0.16em;
}

.agency-value {
  position: relative;
  padding: 4.6rem 0 5rem;
  background:
    radial-gradient(circle at top left, rgba(120, 185, 222, 0.1), transparent 0%),
    linear-gradient(180deg, #ffffff 0%, #f2f8fd 100%);
}

.agency-value__grid {
  display: grid;
  grid-template-columns: minmax(360px, 0.92fr) minmax(0, 1.08fr);
  gap: 2.5rem;
  align-items: start;
}

.agency-value__feature {
  display: grid;
  gap: 1rem;
  grid-column: 1;
  margin-left: 0;
  justify-self: stretch;
}

.agency-value__info-card {
  position: relative;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  min-height: 350px;
  padding: 1.75rem 1.75rem 1.9rem;
  border-radius: 28px;
  box-shadow: 0 0 20px rgba(8, 43, 85, 0.05);
  background: #fff;
}

.agency-value__info-card::before {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: 28px;
  background:
    radial-gradient(circle at top right, rgba(120, 185, 222, 0.01), transparent 34%);
  pointer-events: none;
}

.agency-value__info-head {
  margin-bottom: 1rem;
}

.agency-value__info-card h3 {
  margin: 0;
  color: var(--color-navy);
  font-size: clamp(1.35rem, 2vw, 1.65rem);
  line-height: 1.1;
}

.agency-value__office-links {
  display: grid;
  gap: 0.7rem;
  padding-bottom: 1rem;
  border-bottom: 1px solid rgba(8, 43, 85, 0.1);
  position: relative;
  z-index: 1;
}

.agency-value__office-links a,
.agency-value__contact-grid a {
  color: var(--color-blue);
  font-size: 1.25rem;
  line-height: 1.45;
  text-decoration: underline;
  text-decoration-thickness: 1px;
  text-underline-offset: 0.16em;
  font-weight: 600;
}

.agency-value__contact-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.75rem 1rem;
  padding: 1rem 0 0.8rem;
  position: relative;
  z-index: 1;
}

.agency-value__social {
  display: flex;
  align-items: center;
  gap: 0.9rem;
  margin: 0.15rem 0 1rem;
  position: relative;
  z-index: 1;
}

.agency-value__social a {
  width: 26px;
  height: 26px;
  color: var(--color-blue);
}

.agency-value__social svg {
  width: 100%;
  height: 100%;
  fill: currentColor;
  stroke: none;
}

.agency-value__social a:first-child svg {
  fill: currentColor;
  stroke: none;
}

.agency-value__county-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 0.6rem;
}

.agency-value__county-tags span {
  display: inline-flex;
  align-items: center;
  padding: 0.45rem 0.78rem;
  border-radius: 999px;
  background: rgba(255, 145, 31, 0.12);
  color: #d97200;
  font-size: 0.82rem;
  font-weight: 600;
}

.agency-value__content {
  grid-column: 2;
  max-width: 610px;
  padding-top: 0.35rem;
  justify-self: stretch;
}

.agency-value__content h2 {
  margin: 0 0 1rem;
  color: var(--color-navy);
  font-size: clamp(1.8rem, 2.75vw, 2.5rem);
  line-height: 1.08;
  letter-spacing: -0.03em;
}

.agency-value__content > p {
  margin: 0 0 1rem;
  color: #334c68;
  font-size: 1rem;
  line-height: 1.66;
}

.agency-value__licensed {
  margin-bottom: 1.35rem;
  color: var(--color-navy);
  font-size: 0.95rem;
  font-weight: 600;
}

.agency-value__cta {
  min-width: 210px;
}

.site-footer {
  background: #071e39;
  color: rgba(255, 255, 255, 0.82);
}

.footer-grid {
  grid-template-columns: 1.2fr 1fr 1fr 1fr;
  padding: 4rem 0 2.6rem;
}

.footer-brand img {
  width: 60px;
  margin-bottom: 1rem;
}

.site-footer h3 {
  margin: 0 0 1rem;
  color: var(--color-white);
  font-size: 1.1rem;
}

.site-footer ul {
  margin: 0;
}

.site-footer li {
  margin-bottom: 0.65rem;
}

.site-footer a:hover {
  color: #a9daf3;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-bottom__inner {
  min-height: 70px;
  gap: 1rem;
  font-size: 0.95rem;
}

@media (max-width: 1080px) {
  .cta__panel {
    grid-template-columns: 1fr;
    gap: 2rem;
  }

  .cta__steps {
    padding: 1.4rem 0 0.8rem;
  }

  .cta__steps h2 {
    max-width: none;
    white-space: normal;
  }

  .cta__form-wrap {
    width: 100%;
  }

  .agency-value {
    padding: 4.5rem 0 5rem;
  }

  .agency-value__grid {
    grid-template-columns: 1fr;
    gap: 2rem;
  }

  .agency-value__content {
    max-width: none;
    grid-column: auto;
    justify-self: stretch;
  }

  .agency-value__feature {
    order: 2;
    margin-left: 0;
    grid-column: auto;
    justify-self: stretch;
  }

  .agency-value__content {
    order: 1;
  }

  .agency-value__image-card img {
    height: 300px;
  }

  .section-copy--policy h2 {
    white-space: normal;
  }

  .process-grid,
  .dual-cards--three {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .split--policy {
    grid-template-columns: 1fr;
  }

  .policy-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .carrier-slide {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .carrier-carousel__track {
    min-height: 250px;
  }

  .hero__slides {
    min-height: 240px;
  }

  .hero h1 {
    font-size: clamp(2.45rem, 5vw, 4.6rem);
    max-width: 640px;
  }

  .hero-cards__grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .split--feature,
  .split--map,
  .benefit-grid,
  .review-grid,
  .footer-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .program-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 860px) {
  :root {
    --header-height: 76px;
  }

  .topbar {
    display: none;
  }

  .hero,
  .hero__content {
    min-height: auto;
  }

  .hero__content {
    padding: 8rem 0 7rem;
  }

  .hero__slides {
    min-height: 210px;
  }

  .hero h1 {
    font-size: clamp(2.2rem, 7vw, 3.8rem);
    max-width: 100%;
  }

  .hero p {
    max-width: 100%;
    font-size: 1.05rem;
  }

  .hero__curve {
    height: 150px;
  }

  .hero-cards {
    margin-top: -10px;
  }


  .menu-toggle {
    display: inline-block;
  }

  .site-nav {
    position: absolute;
    top: calc(100% + 1px);
    left: 1rem;
    right: 1rem;
    display: grid;
    gap: 0.4rem;
    padding: 1rem;
    background: rgba(255, 255, 255, 0.98);
    border: 1px solid rgba(8, 43, 85, 0.08);
    border-radius: 20px;
    box-shadow: 0 20px 42px rgba(8, 43, 85, 0.12);
    opacity: 0;
    pointer-events: none;
    transform: translateY(-8px);
    transition: 0.25s ease;
  }

  .site-nav.is-open {
    opacity: 1;
    pointer-events: auto;
    transform: translateY(0);
  }

  .site-nav a {
    padding: 0.75rem 0.5rem;
  }

  .hero-cards__grid {
    grid-template-columns: 1fr;
  }

  .hero-card {
    min-height: 240px;
    border-width: 14px;
  }


  .dual-cards,
  .dual-cards--three,
  .quote-form__grid,
  .split--feature,
  .split--map,
  .split--policy,
  .process-grid,
  .program-grid,
  .policy-grid,
  .benefit-grid,
  .review-grid,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .section-note,
  .footer-bottom__inner {
    flex-direction: column;
    align-items: flex-start;
  }

  .cta {
    padding: 5rem 0 5.5rem;
    background: linear-gradient(180deg, #eef7fd 0%, #e6f2fb 100%);
  }

  .cta::before {
    inset: 0;
  }

  .cta h3 {
    font-size: clamp(1.8rem, 6vw, 2.35rem);
  }

  .cta__form-card,
  .cta__contact-strip {
    padding-left: 1.35rem;
    padding-right: 1.35rem;
  }
}

@media (max-width: 640px) {
  .container {
    width: min(calc(100% - 1.25rem), var(--container));
  }

  .section {
    padding: 4.5rem 0;
  }

  .hero__content {
    padding-top: 7rem;
    padding-bottom: 5.5rem;
  }

  .eyebrow {
    font-size: 0.82rem;
    line-height: 1.3;
  }

  .hero h1 {
    font-size: clamp(2rem, 10vw, 3rem);
    line-height: 1.02;
    max-width: 100%;
  }

  .hero p {
    font-size: 1rem;
  }

  .hero__curve {
    height: 115px;
  }

  .carrier-slide {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .carrier-carousel__track {
    min-height: 360px;
  }

  .carrier-logo {
    min-height: 88px;
  }

  .carrier-logo img {
    max-height: 58px;
  }

  .policy-visual img {
    min-height: 280px;
  }

  .hero-cards {
    margin-top: 0;
    padding-bottom: 2rem;
  }


  .hero__slides {
    min-height: 210px;
  }

  .hero__actions,
  .hero__actions .button {
    width: 100%;
  }

  .hero__actions .button {
    justify-content: center;
    min-height: 56px;
    border-radius: 12px;
  }

  .cta__steps h2 {
    margin-bottom: 1.5rem;
  }

  .cta-step {
    grid-template-columns: 46px 1fr;
    gap: 0.9rem;
  }

  .cta-step__icon {
    width: 46px;
    height: 46px;
  }

  .cta-step-list__line {
    height: 32px;
    margin-left: 22px;
  }

  .cta__form-card {
    padding-top: 1.5rem;
    padding-bottom: 1.6rem;
  }

  .agency-value__info-card {
    padding: 1.75rem 1.4rem 1.9rem;
  }

  .agency-value__contact-grid {
    grid-template-columns: 1fr;
  }

  .agency-value__social {
    flex-wrap: wrap;
    gap: 0.85rem;
  }

  .agency-value__content h2 {
    font-size: clamp(1.85rem, 8vw, 2.5rem);
  }

  .quote-field input {
    min-height: 56px;
  }

  .quote-field textarea {
    min-height: 128px;
  }

  .showcase-card img,
  .region-card__image img {
    height: 220px;
  }
  .site-footer {
    padding: 0 0.75rem;
  }
}

.site-nav__item--mega {
  position: relative;
  display: flex;
  align-items: center;
  padding-bottom: 0.85rem;
  margin-bottom: -0.85rem;
}

.site-nav__item--mega::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  top: 100%;
  height: 0.9rem;
}

.site-nav__trigger {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  padding: 0;
  border: 0;
  background: transparent;
  color: var(--color-copy);
  font: inherit;
  font-weight: 600;
  cursor: pointer;
  transition: color 0.25s ease;
}

.site-nav__trigger:hover,
.site-nav__trigger[aria-expanded="true"] {
  color: var(--color-blue);
}

.site-nav__trigger::after {
  content: "";
  width: 0.5rem;
  height: 0.5rem;
  border-right: 2px solid currentColor;
  border-bottom: 2px solid currentColor;
  transform: rotate(45deg) translateY(-2px);
  transition: transform 0.25s ease;
}

.site-nav__item--mega.is-open .site-nav__trigger::after {
  transform: rotate(-135deg) translateY(-1px);
}

.site-nav__item--mega--right .mega-therapy {
  left: auto;
  right: 0;
  transform: translateY(10px);
}

.site-nav__item--mega--right:hover .mega-therapy,
.site-nav__item--mega--right:focus-within .mega-therapy,
.site-nav__item--mega--right.is-open .mega-therapy {
  transform: translateY(0);
}

.mega-therapy {
  position: absolute;
  top: calc(100% + 0.1rem);
  left: 50%;
  width: min(875px, calc(100vw - 2rem));
  padding: 0.85rem;
  border: 1px solid rgba(8, 43, 85, 0.08);
  border-radius: 20px;
  background: rgba(255, 255, 255, 0.98);
  box-shadow: 0 20px 50px rgba(8, 43, 85, 0.14);
  opacity: 0;
  visibility: hidden;
  transform: translateX(-38%) translateY(10px);
  pointer-events: none;
  transition: opacity 0.24s ease, transform 0.24s ease, visibility 0.24s ease;
  z-index: 30;
}

.site-nav__item--mega:hover .mega-therapy,
.site-nav__item--mega:focus-within .mega-therapy,
.site-nav__item--mega.is-open .mega-therapy {
  opacity: 1;
  visibility: visible;
  transform: translateX(-38%) translateY(0);
  pointer-events: auto;
}

.site-nav__item--mega:hover .site-nav__trigger,
.site-nav__item--mega:focus-within .site-nav__trigger {
  color: var(--color-blue);
}

.site-nav__item--mega:hover .site-nav__trigger::after,
.site-nav__item--mega:focus-within .site-nav__trigger::after,
.site-nav__item--mega.is-open .site-nav__trigger::after {
  transform: rotate(-135deg) translateY(-1px);
}

.mega-therapy__shell {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.35fr);
  grid-template-areas:
    "personal business"
    "industry thumb";
  gap: 0.8rem;
  align-items: stretch;
}

.mega-therapy__nav {
  display: contents;
}

.mega-therapy__group {
  padding: 0.55rem 0.7rem 0.7rem;
  border-radius: 16px;
  background: #fff;
  border: 1px solid rgba(120, 185, 222, 0.22);
}

.mega-therapy--simple {
  width: min(720px, calc(100vw - 2.5rem));
  max-width: min(720px, calc(100vw - 2.5rem));
  left: 50%;
  right: auto;
  transform: translateX(-50%) translateY(10px);
}

.site-nav__item--mega:hover .mega-therapy--simple,
.site-nav__item--mega:focus-within .mega-therapy--simple,
.site-nav__item--mega.is-open .mega-therapy--simple {
  transform: translateX(-50%) translateY(0);
}

.mega-therapy__shell--simple {
  grid-template-columns: minmax(0, 1fr) 305px;
  grid-template-areas:
    "simple-content simple-promo";
  gap: 1rem;
  align-items: stretch;
}

.mega-therapy__group--simple {
  position: relative;
  padding: 1.15rem 1.2rem 1.25rem;
  border: 1px solid rgba(120, 185, 222, 0.22);
  border-radius: 16px;
  background: #fff;
  z-index: 1;
}

.mega-therapy__group--simple h3 {
  margin: 0 0 1rem;
  font-size: 0.98rem;
  line-height: 1.2;
  color: var(--color-navy);
}

.mega-therapy__group--simple .mega-therapy__group-trigger {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  margin-bottom: 1rem;
  font-size: 0.98rem;
  font-weight: 600;
  line-height: 1.2;
  color: var(--color-navy);
}

.mega-therapy__group:nth-child(1) {
  grid-area: personal;
}

.mega-therapy__group:nth-child(2) {
  grid-area: business;
}

.mega-therapy__group:nth-child(3) {
  grid-area: industry;
}

.mega-therapy__group h3 {
  margin: 0 0 0.45rem;
  font-size: 1rem;
  line-height: 1.2;
  color: var(--color-navy);
}

.mega-therapy__group-trigger {
  display: block;
  width: 100%;
  padding: 0;
  border: 0;
  background: transparent;
  color: var(--color-navy);
  text-align: left;
  font: inherit;
  font-size: 1rem;
  font-weight: 600;
  line-height: 1.2;
  cursor: default;
}

.mega-therapy__links {
  display: grid;
  gap: 0.25rem;
}

.mega-therapy__links a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-height: 38px;
  padding: 0.45rem 0.55rem;
  border-radius: 10px;
  color: var(--color-navy);
  font-size: 0.86rem;
  line-height: 1.25;
  transition: background 0.2s ease, color 0.2s ease;
}

.mega-therapy__links a::after {
  content: "+";
  color: var(--color-blue);
  font-size: 1.1rem;
  font-weight: 700;
  line-height: 1;
}

.mega-therapy__links a:hover {
  color: var(--color-blue);
  background: rgba(120, 185, 222, 0.14);
}

.mega-therapy__links--plain {
  gap: 0.45rem;
}

.mega-therapy__links--plain a {
  min-height: 0;
  padding: 0;
  border-radius: 0;
  background: transparent;
  justify-content: flex-start;
  color: var(--color-navy);
  font-size: 0.9rem;
  line-height: 1.4;
}

.mega-therapy__links--plain a::after {
  display: none;
}

.mega-therapy__links--plain a:hover {
  background: transparent;
  color: var(--color-blue);
}

.mega-therapy__promo {
  position: relative;
  grid-area: thumb;
  overflow: hidden;
  border-radius: 16px;
  border: 1px solid rgba(120, 185, 222, 0.2);
  background: #f3f8fb;
  min-height: 250px;
  max-height: 250px;
  transition: box-shadow 0.25s ease, border-color 0.25s ease;
}

.mega-therapy__promo--simple {
  height: 100%;
  min-height: 100%;
  max-height: none;
  align-self: stretch;
}

.mega-therapy__promo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.35s ease, filter 0.35s ease;
}

.mega-therapy__promo--simple img {
  height: 100%;
  min-height: 0;
}

.mega-therapy__promo-copy {
  position: absolute;
  inset: auto 0 0 0;
  padding: 0.85rem 0.75rem 0.8rem;
  text-align: center;
  background: linear-gradient(180deg, rgba(8, 43, 85, 0.03), rgba(8, 43, 85, 0.82));
  transition: background 0.25s ease;
}

.mega-therapy__promo-copy h3 {
  margin: 0 0 0.3rem;
  font-size: 0.88rem;
  line-height: 1.2;
  color: var(--color-white);
}

.mega-therapy__promo-copy p {
  margin: 0 0 0.65rem;
  color: rgba(255, 255, 255, 0.84);
  font-size: 0.75rem;
  line-height: 1.35;
}

.mega-therapy__promo-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 42px;
  padding: 0 1rem;
  border-radius: 12px;
  border: 2px solid transparent;
  background: linear-gradient(135deg, var(--color-blue), #3f92c0);
  color: var(--color-white);
  font-size: 0.8rem;
  font-weight: 600;
  box-shadow: 0 12px 24px rgba(40, 118, 162, 0.28);
  transition: background 0.2s ease, color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease;
}

.mega-therapy__promo:hover,
.mega-therapy__promo:focus-within {
  border-color: rgba(120, 185, 222, 0.42);
  box-shadow: 0 18px 36px rgba(8, 43, 85, 0.18);
}

.mega-therapy__promo:hover img,
.mega-therapy__promo:focus-within img {
  transform: scale(1.04);
  filter: saturate(1.08) contrast(1.03);
}

.mega-therapy__promo:hover .mega-therapy__promo-copy,
.mega-therapy__promo:focus-within .mega-therapy__promo-copy {
  background: linear-gradient(180deg, rgba(8, 43, 85, 0.02), rgba(8, 43, 85, 0.92));
}

.mega-therapy__promo:hover .mega-therapy__promo-link,
.mega-therapy__promo:focus-within .mega-therapy__promo-link,
.mega-therapy__promo-link:hover,
.mega-therapy__promo-link:focus-visible {
  background: linear-gradient(135deg, var(--color-blue), #3f92c0);
  color: var(--color-white);
  transform: translateY(-1px);
  box-shadow: 0 16px 30px rgba(40, 118, 162, 0.34);
}

.mega-therapy__promo-link:hover {
  color: var(--color-white);
}

.mega-therapy__promo--simple .mega-therapy__promo-link {
  display: none;
}

.mega-therapy__promo--simple .mega-therapy__promo-copy {
  padding: 1.2rem 1.05rem 1.2rem;
}

.mega-therapy__info {
  display: grid;
  gap: 1.2rem;
}

.mega-therapy__shell--simple > .mega-therapy__group--simple {
  grid-area: simple-content;
}

.mega-therapy__shell--simple > .mega-therapy__promo--simple {
  grid-area: simple-promo;
}

.mega-therapy__group--simple .mega-therapy__links--plain a,
.mega-therapy__group--simple .mega-therapy__info-block h4,
.mega-therapy__group--simple .mega-therapy__info-block p,
.mega-therapy__group--simple .mega-therapy__info .mega-therapy__links--plain a {
  color: var(--color-navy);
}

.mega-therapy__group--simple .mega-therapy__links--plain a {
  min-height: 38px;
  padding: 0.45rem 0.55rem;
  border-radius: 10px;
  line-height: 1.35;
}

.mega-therapy__group--simple .mega-therapy__links--plain a:hover,
.mega-therapy__group--simple .mega-therapy__info .mega-therapy__links--plain a:hover {
  color: var(--color-blue);
  background: rgba(120, 185, 222, 0.14);
}

.mega-therapy__group--simple .mega-therapy__info-block {
  padding: 0.3rem 0.55rem 0.45rem;
  border-radius: 10px;
}

.mega-therapy__info-block h4 {
  margin: 0 0 0.6rem;
  font-family: "Raleway", sans-serif;
  font-size: 0.98rem;
  color: var(--color-navy);
}

.mega-therapy__info-block p {
  margin: 0 0 0.5rem;
  color: var(--color-copy);
  font-size: 0.93rem;
  line-height: 1.45;
}

@media (max-width: 1180px) {
  .mega-therapy {
    width: min(900px, calc(100vw - 2rem));
    transform: translateX(-38%) translateY(10px);
  }

  .site-nav__item--mega.is-open .mega-therapy {
    transform: translateX(-38%) translateY(0);
  }

  .mega-therapy__shell {
    grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.2fr);
  }

  .mega-therapy__shell--simple {
    grid-template-columns: minmax(0, 1fr) 280px;
    grid-template-areas:
      "simple-content simple-promo";
  }

  .mega-therapy__promo {
    min-height: 230px;
    max-height: 230px;
  }

  .mega-therapy__promo--simple {
    height: 100%;
    min-height: 100%;
    max-height: none;
  }
}

@media (max-width: 1024px) {
  .site-header {
    backdrop-filter: none;
  }

  .menu-toggle {
    display: inline-block;
  }

  .mega-therapy {
    width: min(760px, calc(100vw - 2rem));
    transform: translateX(-36%) translateY(10px);
  }

  .mega-therapy--simple {
    width: 100%;
    max-width: none;
    left: auto;
    right: auto;
    transform: none;
  }

  .site-nav__item--mega.is-open .mega-therapy {
    transform: translateX(-36%) translateY(0);
  }

  .site-nav__item--mega.is-open .mega-therapy--simple {
    transform: none;
  }

  .mega-therapy__nav {
    display: contents;
  }

  .mega-therapy__shell {
    grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
    grid-template-areas:
      "personal business"
      "industry thumb";
  }

  .mega-therapy__shell--simple {
    grid-template-columns: minmax(0, 1fr) 265px;
    grid-template-areas:
      "simple-content simple-promo";
  }
}

@media (max-width: 1024px) {
  .site-nav__item--mega {
    width: 100%;
    flex-direction: column;
    align-items: stretch;
    padding-bottom: 0;
    margin-bottom: 0;
  }

  .site-nav__trigger {
    width: 100%;
    justify-content: space-between;
    min-height: 66px;
    padding: 0;
    color: var(--color-blue);
    border-bottom: 1px solid rgba(8, 43, 85, 0.08);
    font-size: 1rem;
    font-weight: 600;
  }

  .mega-therapy {
    position: static;
    width: 100%;
    margin-top: 0;
    padding: 0;
    border: 0;
    border-radius: 0;
    background: transparent;
    box-shadow: none;
    opacity: 1;
    visibility: visible;
    transform: none;
    display: none;
    pointer-events: auto;
  }

  .site-nav__item--mega.is-open .mega-therapy {
    display: block;
    transform: none;
  }

  .site-nav__item--mega:hover .mega-therapy,
  .site-nav__item--mega:focus-within .mega-therapy {
    display: none;
    opacity: 1;
    visibility: visible;
  }

  .site-nav__item--mega.is-open:hover .mega-therapy,
  .site-nav__item--mega.is-open:focus-within .mega-therapy {
    display: block;
  }

  .site-nav__item--mega::after {
    display: none;
  }

  .mega-therapy__shell,
  .mega-therapy__nav {
    display: block;
  }

  .mega-therapy__shell {
    grid-template-columns: none;
    grid-template-areas: none;
    gap: 0;
  }

  .mega-therapy__shell--simple {
    display: block;
    width: 100%;
  }

  .mega-therapy__promo {
    min-height: auto;
    max-height: none;
    border: 0;
    border-radius: 0;
    background: transparent;
  }

  .mega-therapy__promo img {
    display: none;
  }

  .mega-therapy__promo-copy {
    position: static;
    padding: 1rem 0 1.05rem 1.5rem;
    text-align: left;
    background: transparent;
    border-bottom: 1px solid rgba(8, 43, 85, 0.08);
  }

  .mega-therapy__promo-copy h3 {
    margin: 0 0 0.55rem;
    color: #4d5e73;
    font-size: 0.98rem;
    font-weight: 600;
  }

  .mega-therapy__promo-copy p {
    margin-bottom: 0;
    color: var(--color-copy);
    font-size: 0.86rem;
    line-height: 1.5;
  }

  .mega-therapy__promo-link {
    display: none;
  }

  .mega-therapy__group {
    padding: 0 0 0 1.25rem;
    border: 0;
    border-radius: 0;
    background: transparent;
    border-bottom: 1px solid rgba(8, 43, 85, 0.08);
  }

  .mega-therapy__group--simple {
    padding: 0 0 0 1.25rem;
    width: 100%;
  }

  .mega-therapy__group--simple h3 {
    display: none;
  }

  .mega-therapy__group-trigger {
    display: flex;
    align-items: center;
    justify-content: space-between;
    position: relative;
    width: 100%;
    min-height: 62px;
    padding: 0;
    color: #4d5e73;
    font-size: 0.98rem;
    font-weight: 600;
    cursor: pointer;
  }

  .mega-therapy__group--simple .mega-therapy__group-trigger {
    width: 100%;
    margin-right: 0;
    padding-right: 2rem;
  }

  .mega-therapy__group-trigger::after {
    content: "";
    position: absolute;
    top: 50%;
    right: 0;
    width: 0.55rem;
    height: 0.55rem;
    border-right: 2px solid currentColor;
    border-bottom: 2px solid currentColor;
    transform: translateY(-50%) rotate(45deg);
    transition: transform 0.2s ease;
  }

  .mega-therapy__group.is-open .mega-therapy__group-trigger::after {
    transform: translateY(-50%) rotate(-135deg);
  }

  .mega-therapy__links {
    display: none;
    gap: 0;
    padding: 0 0 0.85rem;
  }

  .mega-therapy__group.is-open .mega-therapy__links {
    display: grid;
  }

  .mega-therapy__info {
    display: none;
    gap: 0.9rem;
    padding: 0 0 1rem 2rem;
  }

  .mega-therapy__group.is-open .mega-therapy__info {
    display: grid;
  }

  .mega-therapy__links a {
    min-height: 54px;
    padding: 0 0 0 2rem;
    border-radius: 0;
    background: transparent;
    color: #4d5e73;
    font-size: 0.94rem;
    font-weight: 600;
  }

  .mega-therapy__links a:hover {
    background: transparent;
  }

  .mega-therapy__links a::after {
    display: none;
  }

  .mega-therapy__links--plain {
    gap: 0;
    padding: 0 0 0.9rem;
  }

  .mega-therapy__links--plain a {
    min-height: 54px;
    padding: 0 0 0 2rem;
    color: #4d5e73;
    font-size: 0.94rem;
    font-weight: 600;
  }

  .mega-therapy__info-block h4 {
    margin-bottom: 0.35rem;
    font-size: 0.95rem;
  }

  .mega-therapy__info-block p {
    font-size: 0.88rem;
  }

  .site-nav {
    position: fixed;
    top: calc(var(--header-height) + 48px);
    left: 0;
    right: 0;
    bottom: 0;
    display: none;
    gap: 0;
    padding: 0 1.8rem 1.5rem;
    background: #ffffff;
    border: 0;
    border-radius: 0;
    box-shadow: none;
    overflow-y: auto;
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transform: none;
    z-index: 45;
    isolation: isolate;
  }

  .site-nav::before {
    display: none;
  }

  .site-nav > * {
    position: relative;
    z-index: 1;
  }

  .site-nav.is-open {
    display: block;
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    transform: none;
  }

  .site-nav > a,
  .site-nav__item--mega,
  .site-nav__phone,
  .site-nav .button {
    padding-left: 0;
    padding-right: 0;
  }

  .site-nav > a,
  .site-nav__phone {
    min-height: 62px;
    display: flex;
    align-items: center;
    padding-top: 0;
    padding-bottom: 0;
    justify-content: flex-start;
    margin-left: 0;
    color: #4d5e73;
    font-size: 0.98rem;
    font-weight: 600;
    border-bottom: 1px solid rgba(8, 43, 85, 0.08);
  }

  .site-nav .button {
    margin-top: 1rem;
    max-width: 220px;
    min-height: 50px;
    padding: 0 1.2rem;
    justify-content: center;
    border-radius: 16px;
    color: var(--color-white) !important;
  }
}

@media (max-width: 860px) {
  .site-nav {
    top: var(--header-height);
    padding-left: 1.2rem;
    padding-right: 1.2rem;
  }
}

/* =========================================================================
   Theme-specific additions (NOT in the original design concept)
   ========================================================================= */

/* LeadConnector form embed wrapper */
.bk-form-embed { display: flex; flex-direction: column; gap: 1rem; }
.bk-form-embed__heading { font-family: var(--bk-font-display); font-size: 1.5rem; font-weight: 600; color: var(--bk-color-navy); margin: 0; }
.bk-form-embed__subhead { color: var(--bk-color-copy); margin: 0; }
.bk-form-embed__form iframe { width: 100%; min-height: 520px; border: 0; }
.bk-form-embed__placeholder { padding: 1.5rem; border: 1px dashed var(--bk-color-border); border-radius: var(--bk-radius-md); background: var(--bk-color-sky-light); color: var(--bk-color-ink); }
.bk-form-embed__contact-strip { font-size: 0.875rem; color: var(--bk-color-copy); }
.bk-form-embed__contact-strip a { color: var(--bk-color-blue); font-weight: 600; }

/* Breadcrumbs */
.breadcrumbs { font-size: 0.875rem; color: var(--bk-color-copy); margin-bottom: 1rem; }
.breadcrumbs__list { list-style: none; display: flex; flex-wrap: wrap; gap: 0.25rem 0.5rem; padding: 0; margin: 0; }
.breadcrumbs__item { display: inline-flex; align-items: center; gap: 0.5rem; }
.breadcrumbs__item a { color: var(--bk-color-blue); }
.breadcrumbs__item [aria-current="page"] { color: var(--bk-color-ink); }
.breadcrumbs__sep { color: var(--bk-color-border); }

/* FAQ <details> */
.faq { border-bottom: 1px solid var(--bk-color-border); padding: 1rem 0; }
.faq__question { cursor: pointer; font-family: var(--bk-font-display); font-weight: 600; font-size: 1.1rem; color: var(--bk-color-ink); list-style: none; display: flex; justify-content: space-between; align-items: center; }
.faq__question::after { content: '+'; font-size: 1.5rem; color: var(--bk-color-blue); }
.faq[open] .faq__question::after { content: '−'; }
.faq__answer { color: var(--bk-color-copy); padding-top: 0.75rem; }

/* CPT page sections */
.ind-page__hero, .prod-page__hero { padding-top: calc(var(--bk-header-height) + 2rem); }
.ind-page__title, .prod-page__title { font-size: clamp(2rem, 4vw, 3rem); }
.ind-page__subhead, .prod-page__subhead { font-size: 1.125rem; color: var(--bk-color-copy); max-width: 50ch; }
.ind-page__hero-cta, .prod-page__hero-cta { display: flex; gap: 0.75rem; flex-wrap: wrap; margin-top: 1.5rem; }

.covers-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 1.5rem; }
.cover-card { background: var(--bk-color-white); padding: 1.5rem; border-radius: var(--bk-radius-md); box-shadow: var(--bk-color-shadow); }
.cover-card h3 { font-family: var(--bk-font-display); font-size: 1.25rem; color: var(--bk-color-navy); }

.risks-list { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 0.5rem 1.5rem; padding-left: 1.25rem; }
.policies-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 1.5rem; }
.policy-rec { background: var(--bk-color-surface); padding: 1.5rem; border-radius: var(--bk-radius-md); border: 1px solid var(--bk-color-border); }

/* Industry archive */
.industry-group { margin-bottom: 3rem; }
.industry-group__grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 1rem; }
.industry-tile { display: block; background: var(--bk-color-white); padding: 1.25rem; border-radius: var(--bk-radius-md); border: 1px solid var(--bk-color-border); transition: transform 0.15s, box-shadow 0.15s; }
.industry-tile:hover { transform: translateY(-2px); box-shadow: var(--bk-color-shadow); }
.industry-tile h3 { font-family: var(--bk-font-display); font-size: 1.05rem; color: var(--bk-color-navy); margin: 0 0 0.5rem; }
.industry-tile p { font-size: 0.875rem; color: var(--bk-color-copy); margin: 0; }

/* Skip link */
.skip-link:focus { position: absolute; top: 1rem; left: 1rem; width: auto; height: auto; padding: 0.5rem 1rem; background: var(--bk-color-navy); color: var(--bk-color-white); z-index: 9999; clip: auto; white-space: normal; }

/* Container narrow */
.container--narrow { width: min(calc(100% - 2rem), 780px); margin: 0 auto; }


/* ==========================================================================
   Hub page templates (Personal, Business, Medicare, Industry Index)
   Added by feature/hub-page-templates - extends the home-page design
   vocabulary so hubs feel native to the approved comp.
   ========================================================================== */

.hub-page__hero {
	padding-top: calc(var(--bk-header-height) + 2rem);
}
.hub-page__hero .breadcrumbs { margin-bottom: 0.75rem; }
.hub-page__title {
	font-family: var(--bk-font-display, "Raleway", sans-serif);
	font-size: clamp(2rem, 4vw, 3rem);
	color: var(--bk-color-navy, #082b55);
	letter-spacing: -0.03em;
	line-height: 1.08;
	margin: 0.25rem 0 0.75rem;
}
.hub-page__subhead {
	font-size: 1.125rem;
	color: var(--bk-color-copy, #4d5e73);
	max-width: 60ch;
	margin: 0;
}
.hub-page__hero-cta {
	display: flex;
	gap: 0.75rem;
	flex-wrap: wrap;
	margin-top: 1.5rem;
}

/* Lede / page intro under hero */
.hub-page__lede p:first-child { font-size: 1.125rem; color: var(--bk-color-ink, #172334); }
.hub-page__lede p, .hub-page__content p { color: var(--bk-color-copy, #4d5e73); }

/* Featured grid - reuses .dual-cards / .showcase-card from home page,
   we just add a clickable headline + subtle CTA. */
.hub-page__cards .showcase-card { display: flex; flex-direction: column; }
.hub-page__cards .showcase-card a { color: inherit; }
.hub-page__cards .showcase-card h3 a { color: var(--bk-color-navy, #082b55); }
.hub-page__cards .showcase-card h3 a:hover { color: var(--bk-color-blue, #2876a2); }
.hub-page__cards .showcase-card__media-link { display: block; }
.hub-page__cards .showcase-card img { aspect-ratio: 3/2; object-fit: cover; width: 100%; }
.hub-page__cards .showcase-card__cta {
	display: inline-block;
	margin-top: 0.75rem;
	color: var(--bk-color-blue, #2876a2);
	font-weight: 600;
	letter-spacing: 0.02em;
}
.hub-page__cards .showcase-card__cta:hover { text-decoration: underline; }

/* Compact "all coverages" tile grid (denser than .industry-tile) */
.hub-tile-grid {
	display: grid;
	grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
	gap: 1rem;
}
.hub-tile {
	display: block;
	background: var(--bk-color-white, #fff);
	border: 1px solid var(--bk-color-border, #dceaf4);
	border-radius: var(--bk-radius-md, 18px);
	padding: 1.25rem 1.25rem 1.5rem;
	transition: transform 0.15s ease, box-shadow 0.15s ease, border-color 0.15s ease;
	color: inherit;
}
.hub-tile:hover {
	transform: translateY(-2px);
	box-shadow: var(--bk-color-shadow, 0 24px 64px rgba(8, 43, 85, 0.14));
	border-color: var(--bk-color-sky, #78b9de);
}
.hub-tile h3 {
	font-family: var(--bk-font-display, "Raleway", sans-serif);
	font-size: 1.05rem;
	font-weight: 600;
	color: var(--bk-color-navy, #082b55);
	margin: 0 0 0.4rem;
	line-height: 1.25;
}
.hub-tile p {
	font-size: 0.875rem;
	color: var(--bk-color-copy, #4d5e73);
	margin: 0 0 0.75rem;
	line-height: 1.5;
}
.hub-tile__cta {
	display: inline-block;
	font-size: 0.85rem;
	font-weight: 600;
	color: var(--bk-color-blue, #2876a2);
}

/* Cross-sell split (mirrors home-page split--map vocabulary) */
.hub-page__cross-grid .independent-card { padding: 2rem; }

/* Empty state */
.hub-page__all--empty .container { text-align: center; }

/* Industry hub - section header per group */
.hub-page--industries .industry-group { margin-bottom: 3.5rem; }
.hub-page--industries .industry-group:last-child { margin-bottom: 0; }
.hub-page--industries .industry-group__header {
	margin-bottom: 1.25rem;
	padding-bottom: 0.75rem;
	border-bottom: 1px solid var(--bk-color-border, #dceaf4);
}
.hub-page--industries .industry-group__title {
	font-family: var(--bk-font-display, "Raleway", sans-serif);
	font-size: 1.5rem;
	color: var(--bk-color-navy, #082b55);
	margin: 0 0 0.25rem;
}
.hub-page--industries .industry-group__desc {
	font-size: 0.95rem;
	color: var(--bk-color-copy, #4d5e73);
	margin: 0;
}

/* Hub modifier accents - subtle color leads on the hero eyebrow */
.hub-page--personal   .hub-page__hero .section-tag { color: var(--bk-color-blue, #2876a2); }
.hub-page--business   .hub-page__hero .section-tag { color: var(--bk-color-navy, #082b55); }
.hub-page--medicare   .hub-page__hero .section-tag { color: #2a8a7c; }
.hub-page--industries .hub-page__hero .section-tag { color: #b16a1f; }

@media (max-width: 768px) {
	.hub-tile-grid { grid-template-columns: 1fr 1fr; gap: 0.75rem; }
	.hub-page__hero-cta { flex-direction: column; align-items: stretch; }
	.hub-page__hero-cta .button { text-align: center; }
}
@media (max-width: 480px) {
	.hub-tile-grid { grid-template-columns: 1fr; }
}

/* ==========================================================================
   Blog post template (single.php) + blog index (home.php / index.php / archive.php)
   Added 2026-05 to bring rendered post and archive pages up to parity with
   the legacy Forge3 layout, using the design-concept visual vocabulary.
   All rules scoped under .post--single, .archive, .post-card, .related-posts,
   .author-bio, .post-share to avoid leaking into other pages.
   ========================================================================== */

/* ---- Post header ---- */
.post--single .post__header {
	/* Site header is position: sticky and occupies its own flow space, so we
	   don't need to reserve --bk-header-height. Just enough top padding to
	   give the breadcrumb breathing room under the header. */
	padding: 1.75rem 0 2.5rem;
}
.post--single .post__header .breadcrumbs {
	margin-bottom: 1rem;
}
.post--single .post__categories {
	margin: 0 0 0.75rem;
	display: flex;
	flex-wrap: wrap;
	gap: 0.5rem;
	font-size: 0.8125rem;
	letter-spacing: 0.04em;
	text-transform: uppercase;
	font-weight: 600;
	font-family: var(--bk-font-display, "Raleway", sans-serif);
}
.post--single .post__categories a {
	color: var(--bk-color-blue, #2876a2);
	background: var(--bk-color-sky-light, #e9f4fb);
	padding: 0.25rem 0.65rem;
	border-radius: 999px;
	transition: background-color 0.15s ease, color 0.15s ease;
}
.post--single .post__categories a:hover {
	background: var(--bk-color-blue, #2876a2);
	color: var(--bk-color-white, #fff);
}
.post--single .post__title {
	font-family: var(--bk-font-display, "Raleway", sans-serif);
	font-weight: 600;
	color: var(--bk-color-navy, #082b55);
	font-size: clamp(1.75rem, 3.5vw, 2.75rem);
	line-height: 1.18;
	margin: 0 0 1rem;
	max-width: 28ch;
}
.post--single .post__meta {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: 0.5rem;
	color: var(--bk-color-copy, #4d5e73);
	font-size: 0.9375rem;
}
.post--single .post__meta-label {
	color: var(--bk-color-copy, #4d5e73);
}
.post--single .post__meta-author-link {
	color: var(--bk-color-blue, #2876a2);
	font-weight: 600;
}
.post--single .post__meta-author-link:hover {
	text-decoration: underline;
}
.post--single .post__meta-sep {
	color: var(--bk-color-border, #dceaf4);
}
.post--single .post__meta-updated {
	color: var(--bk-color-copy, #4d5e73);
	font-style: italic;
}

/* ---- Post body section + hero featured image ---- */
.post--single .post__body {
	padding: 0 0 4rem;
	background: var(--bk-color-white, #fff);
}
.post--single .post__hero {
	margin: 0 0 2rem;
	border-radius: var(--bk-radius-lg, 24px);
	overflow: hidden;
	box-shadow: var(--bk-color-shadow, 0 24px 64px rgba(8, 43, 85, 0.14));
	background: var(--bk-color-surface, #f4f8fb);
}
.post--single .post__hero-img,
.post--single .post__hero img {
	display: block;
	width: 100%;
	height: auto;
	aspect-ratio: 3 / 2;
	object-fit: cover;
}
.post--single .post__hero-caption {
	padding: 0.75rem 1rem;
	font-size: 0.875rem;
	color: var(--bk-color-copy, #4d5e73);
	background: var(--bk-color-surface, #f4f8fb);
	text-align: center;
	font-style: italic;
}

/* ---- Post body typography ---- */
.post--single .post__content {
	color: var(--bk-color-ink, #172334);
	font-size: 1.0625rem;
	line-height: 1.7;
}
.post--single .post__content > * + * {
	margin-top: 1.1em;
}
.post--single .post__content h2 {
	font-family: var(--bk-font-display, "Raleway", sans-serif);
	font-weight: 600;
	color: var(--bk-color-navy, #082b55);
	font-size: clamp(1.4rem, 2.4vw, 1.85rem);
	line-height: 1.25;
	margin-top: 2.5em;
	margin-bottom: 0.6em;
}
.post--single .post__content h3 {
	font-family: var(--bk-font-display, "Raleway", sans-serif);
	font-weight: 600;
	color: var(--bk-color-navy, #082b55);
	font-size: 1.25rem;
	line-height: 1.3;
	margin-top: 2em;
	margin-bottom: 0.5em;
}
.post--single .post__content h4 {
	font-family: var(--bk-font-display, "Raleway", sans-serif);
	font-weight: 600;
	color: var(--bk-color-ink, #172334);
	font-size: 1.0625rem;
	margin-top: 1.75em;
	margin-bottom: 0.4em;
}
.post--single .post__content p {
	margin: 0;
}
.post--single .post__content a {
	color: var(--bk-color-blue, #2876a2);
	text-decoration: underline;
	text-decoration-thickness: 1px;
	text-underline-offset: 2px;
}
.post--single .post__content a:hover {
	color: var(--bk-color-navy, #082b55);
}
.post--single .post__content strong {
	color: var(--bk-color-navy, #082b55);
	font-weight: 700;
}
.post--single .post__content ul,
.post--single .post__content ol {
	padding-left: 1.5rem;
	margin: 1.1em 0;
}
.post--single .post__content li {
	margin-bottom: 0.4em;
	line-height: 1.6;
}
.post--single .post__content li::marker {
	color: var(--bk-color-blue, #2876a2);
}
.post--single .post__content blockquote {
	margin: 2em 0;
	padding: 1.25rem 1.5rem;
	border-left: 4px solid var(--bk-color-blue, #2876a2);
	background: var(--bk-color-sky-light, #e9f4fb);
	border-radius: 0 var(--bk-radius-md, 18px) var(--bk-radius-md, 18px) 0;
	color: var(--bk-color-navy, #082b55);
	font-style: italic;
	font-size: 1.0625rem;
}
.post--single .post__content blockquote p:last-child {
	margin-bottom: 0;
}
.post--single .post__content img,
.post--single .post__content figure {
	max-width: 100%;
	height: auto;
	border-radius: var(--bk-radius-md, 18px);
	margin: 1.6em auto;
	display: block;
}
.post--single .post__content figcaption {
	font-size: 0.875rem;
	color: var(--bk-color-copy, #4d5e73);
	text-align: center;
	margin-top: 0.5rem;
	font-style: italic;
}
.post--single .post__content code {
	background: var(--bk-color-surface, #f4f8fb);
	padding: 0.125rem 0.375rem;
	border-radius: 4px;
	font-size: 0.9em;
}
.post--single .post__content hr {
	border: 0;
	border-top: 1px solid var(--bk-color-border, #dceaf4);
	margin: 2.5em 0;
}

/* ---- Post tags ---- */
.post--single .post__tags {
	margin-top: 2.5rem;
	padding-top: 1.5rem;
	border-top: 1px solid var(--bk-color-border, #dceaf4);
	font-size: 0.875rem;
	color: var(--bk-color-copy, #4d5e73);
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: 0.5rem;
}
.post--single .post__tags-label {
	font-weight: 600;
	color: var(--bk-color-ink, #172334);
}
.post--single .post__tags a {
	background: var(--bk-color-surface, #f4f8fb);
	color: var(--bk-color-blue, #2876a2);
	padding: 0.25rem 0.65rem;
	border-radius: 999px;
	font-weight: 500;
	transition: background-color 0.15s ease;
}
.post--single .post__tags a:hover {
	background: var(--bk-color-sky-light, #e9f4fb);
}

/* ---- Share row ---- */
.post--single .post-share {
	margin-top: 2rem;
	padding: 1.25rem 1.5rem;
	background: var(--bk-color-surface, #f4f8fb);
	border-radius: var(--bk-radius-md, 18px);
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: 1rem;
}
.post--single .post-share__label {
	font-family: var(--bk-font-display, "Raleway", sans-serif);
	font-weight: 600;
	color: var(--bk-color-navy, #082b55);
	margin-right: 0.25rem;
}
.post--single .post-share__list {
	list-style: none;
	margin: 0;
	padding: 0;
	display: flex;
	flex-wrap: wrap;
	gap: 0.5rem;
}
.post--single .post-share__link {
	display: inline-flex;
	align-items: center;
	gap: 0.4rem;
	padding: 0.45rem 0.9rem;
	border-radius: 999px;
	background: var(--bk-color-white, #fff);
	border: 1px solid var(--bk-color-border, #dceaf4);
	color: var(--bk-color-blue, #2876a2);
	font-size: 0.875rem;
	font-weight: 600;
	font-family: var(--bk-font-body, "Open Sans", sans-serif);
	cursor: pointer;
	transition: background-color 0.15s ease, color 0.15s ease, border-color 0.15s ease;
}
.post--single .post-share__link:hover {
	background: var(--bk-color-blue, #2876a2);
	border-color: var(--bk-color-blue, #2876a2);
	color: var(--bk-color-white, #fff);
}
.post--single .post-share__link--copy.is-copied {
	background: #2a8a7c;
	border-color: #2a8a7c;
	color: var(--bk-color-white, #fff);
}

/* ---- Author bio ---- */
.post--single .author-bio {
	margin-top: 3rem;
	padding: 1.75rem;
	background: var(--bk-color-sky-light, #e9f4fb);
	border-radius: var(--bk-radius-lg, 24px);
	border: 1px solid var(--bk-color-border, #dceaf4);
	display: grid;
	grid-template-columns: auto 1fr;
	gap: 1.25rem;
	align-items: start;
}
.post--single .author-bio__media {
	flex: 0 0 auto;
}
.post--single .author-bio__avatar {
	width: 80px;
	height: 80px;
	border-radius: 50%;
	display: block;
	object-fit: cover;
	box-shadow: 0 4px 12px rgba(8, 43, 85, 0.12);
}
.post--single .author-bio__eyebrow {
	font-size: 0.75rem;
	font-weight: 600;
	letter-spacing: 0.08em;
	text-transform: uppercase;
	color: var(--bk-color-blue, #2876a2);
	margin: 0 0 0.25rem;
	font-family: var(--bk-font-display, "Raleway", sans-serif);
}
.post--single .author-bio__name {
	font-family: var(--bk-font-display, "Raleway", sans-serif);
	font-weight: 600;
	color: var(--bk-color-navy, #082b55);
	font-size: 1.25rem;
	margin: 0 0 0.5rem;
}
.post--single .author-bio__name a {
	color: inherit;
}
.post--single .author-bio__name a:hover {
	color: var(--bk-color-blue, #2876a2);
}
.post--single .author-bio__copy {
	color: var(--bk-color-copy, #4d5e73);
	margin: 0;
	font-size: 0.9375rem;
	line-height: 1.6;
}
.post--single .author-bio__copy p { margin: 0 0 0.5em; }
.post--single .author-bio__copy p:last-child { margin-bottom: 0; }

/* ---- Related posts ---- */
.related-posts {
	padding: 4rem 0;
}
.related-posts__title {
	font-family: var(--bk-font-display, "Raleway", sans-serif);
	font-weight: 600;
	color: var(--bk-color-navy, #082b55);
	font-size: clamp(1.5rem, 3vw, 2.25rem);
	text-align: center;
	margin: 0 0 2.5rem;
}
.related-posts__grid {
	display: grid;
	grid-template-columns: repeat(3, 1fr);
	gap: 1.5rem;
}

/* ---- Post card (used in archives + related-posts) ---- */
.post-card {
	display: block;
	background: var(--bk-color-white, #fff);
	border-radius: var(--bk-radius-lg, 24px);
	overflow: hidden;
	border: 1px solid var(--bk-color-border, #dceaf4);
	box-shadow: 0 8px 24px rgba(8, 43, 85, 0.06);
	transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
}
.post-card:hover {
	transform: translateY(-3px);
	box-shadow: var(--bk-color-shadow, 0 24px 64px rgba(8, 43, 85, 0.14));
	border-color: var(--bk-color-sky, #78b9de);
}
.post-card__link {
	display: block;
	color: inherit;
	text-decoration: none;
	height: 100%;
}
.post-card__media {
	background: var(--bk-color-surface, #f4f8fb);
	overflow: hidden;
}
.post-card__media img,
.post-card__img {
	width: 100%;
	height: auto;
	aspect-ratio: 3 / 2;
	object-fit: cover;
	display: block;
	transition: transform 0.4s ease;
}
.post-card:hover .post-card__img {
	transform: scale(1.03);
}
.post-card__body {
	padding: 1.25rem 1.5rem 1.5rem;
}
.post-card__categories {
	display: flex;
	flex-wrap: wrap;
	gap: 0.4rem;
	margin: 0 0 0.65rem;
}
.post-card__category {
	font-size: 0.6875rem;
	letter-spacing: 0.06em;
	text-transform: uppercase;
	font-weight: 600;
	color: var(--bk-color-blue, #2876a2);
	background: var(--bk-color-sky-light, #e9f4fb);
	padding: 0.2rem 0.55rem;
	border-radius: 999px;
	font-family: var(--bk-font-display, "Raleway", sans-serif);
}
.post-card__title {
	font-family: var(--bk-font-display, "Raleway", sans-serif);
	font-weight: 600;
	color: var(--bk-color-navy, #082b55);
	font-size: 1.1875rem;
	line-height: 1.3;
	margin: 0 0 0.5rem;
	transition: color 0.15s ease;
}
.post-card:hover .post-card__title {
	color: var(--bk-color-blue, #2876a2);
}
.post-card__excerpt {
	color: var(--bk-color-copy, #4d5e73);
	font-size: 0.9375rem;
	line-height: 1.55;
	margin: 0 0 1rem;
}
.post-card__meta {
	display: flex;
	justify-content: space-between;
	align-items: center;
	gap: 0.5rem;
	font-size: 0.8125rem;
	color: var(--bk-color-copy, #4d5e73);
	margin: 0;
	border-top: 1px solid var(--bk-color-border, #dceaf4);
	padding-top: 0.75rem;
}
.post-card__date {
	color: var(--bk-color-copy, #4d5e73);
}
.post-card__cta {
	color: var(--bk-color-blue, #2876a2);
	font-weight: 600;
}

/* ---- Blog index / archives ----
   Note: .section { padding: 6.25rem 0 } would be excessive for archive
   header chrome, so we override on .archive (later in source) for a
   tighter, hub-page-equivalent rhythm. Bottom padding stays moderate
   to give the post grid room before the global footer. */
.archive,
.archive--blog {
	padding: 2rem 0 4rem;
}
.archive--blog.section,
.archive--blog.section--soft {
	padding-top: 2rem;
	padding-bottom: 4rem;
}
.archive__header {
	max-width: 780px;
	margin: 0 auto 2.25rem;
	text-align: center;
}
.archive--blog .archive__header {
	margin-bottom: 2.5rem;
}
.archive__header .breadcrumbs {
	justify-content: center;
	margin-bottom: 1.25rem;
}
.archive__header .breadcrumbs__list {
	justify-content: center;
}
.archive__eyebrow {
	font-size: 0.75rem;
	font-weight: 600;
	letter-spacing: 0.12em;
	text-transform: uppercase;
	color: var(--bk-color-blue, #2876a2);
	margin: 0 0 0.5rem;
	font-family: var(--bk-font-display, "Raleway", sans-serif);
}
.archive__title {
	font-family: var(--bk-font-display, "Raleway", sans-serif);
	font-weight: 700;
	color: var(--bk-color-navy, #082b55);
	font-size: clamp(1.65rem, 3.2vw, 2.5rem);
	line-height: 1.18;
	letter-spacing: -0.01em;
	margin: 0 0 0.85rem;
	max-width: 32ch;
	margin-left: auto;
	margin-right: auto;
	text-wrap: balance;
}
.archive__lede,
.archive__description {
	color: var(--bk-color-copy, #4d5e73);
	font-size: 1.0625rem;
	line-height: 1.55;
	margin: 0 auto;
	max-width: 60ch;
	text-wrap: pretty;
}
.archive__grid,
.archive__grid--blog {
	display: grid;
	grid-template-columns: repeat(3, 1fr);
	gap: 1.75rem;
}
.archive__pagination {
	margin-top: 3rem;
	display: flex;
	justify-content: center;
}
.archive__empty {
	text-align: center;
	color: var(--bk-color-copy, #4d5e73);
	padding: 3rem 0;
}

/* WP-built pagination links */
.pagination .nav-links,
.archive__pagination .nav-links {
	display: flex;
	gap: 0.5rem;
	flex-wrap: wrap;
	justify-content: center;
	align-items: center;
}
.pagination .page-numbers,
.archive__pagination .page-numbers {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	min-width: 2.5rem;
	height: 2.5rem;
	padding: 0 0.85rem;
	background: var(--bk-color-white, #fff);
	border: 1px solid var(--bk-color-border, #dceaf4);
	color: var(--bk-color-blue, #2876a2);
	border-radius: 999px;
	font-weight: 600;
	transition: background-color 0.15s ease, color 0.15s ease;
}
.pagination .page-numbers.current {
	background: var(--bk-color-blue, #2876a2);
	color: var(--bk-color-white, #fff);
	border-color: var(--bk-color-blue, #2876a2);
}
.pagination .page-numbers:hover:not(.current) {
	background: var(--bk-color-sky-light, #e9f4fb);
}
.pagination .screen-reader-text {
	position: absolute;
	clip: rect(1px, 1px, 1px, 1px);
	width: 1px;
	height: 1px;
	overflow: hidden;
}

/* ---- Responsive: tablet + mobile ---- */
@media (max-width: 980px) {
	.related-posts__grid,
	.archive__grid,
	.archive__grid--blog {
		grid-template-columns: repeat(2, 1fr);
	}
	.post--single .post__hero {
		margin-top: 0;
	}
}

@media (max-width: 640px) {
	.related-posts__grid,
	.archive__grid,
	.archive__grid--blog {
		grid-template-columns: 1fr;
		gap: 1.25rem;
	}
	.archive,
	.archive--blog,
	.archive--blog.section,
	.archive--blog.section--soft {
		padding-top: 1.5rem;
		padding-bottom: 3rem;
	}
	.archive--blog .archive__header {
		margin-bottom: 1.75rem;
	}
	.archive__title {
		max-width: 100%;
	}
	.post--single .post__title {
		font-size: clamp(1.5rem, 6vw, 2rem);
	}
	.post--single .post__hero {
		margin-top: 0;
		border-radius: var(--bk-radius-md, 18px);
	}
	.post--single .post__content {
		font-size: 1rem;
	}
	.post--single .post__content h2 {
		font-size: 1.4rem;
	}
	.post--single .author-bio {
		grid-template-columns: 1fr;
		text-align: left;
		gap: 1rem;
	}
	.post--single .author-bio__avatar {
		width: 64px;
		height: 64px;
	}
	.post--single .post-share {
		flex-direction: column;
		align-items: stretch;
	}
	.post--single .post-share__label {
		text-align: center;
	}
	.post--single .post-share__list {
		justify-content: center;
	}
	.archive__header {
		text-align: center;
	}
}

/* ==========================================================================
   Default page template (page.php → .page--default)
   Added 2026-05 to bring rendered standard pages (About, Contact, Service
   Center children, leaf product/coverage pages, Request Quote, Thank You,
   misc utility pages) up to parity with the post template polish from
   PR #3/#4. All rules scoped under .page--default to avoid leaking into
   bespoke hub or CPT templates.

   Header treatment intentionally mirrors .post--single .post__header so
   pages and posts feel native to the same brand vocabulary, and the
   typography in .page__body matches .post--single .post__content with
   the page-specific class hooks.
   ========================================================================== */

/* ---- Page header ---- */
.page--default .page__header {
	padding: 1.75rem 0 2.5rem;
}
.page--default .page__header .breadcrumbs {
	margin-bottom: 1rem;
}
.page--default .page__title {
	font-family: var(--bk-font-display, "Raleway", sans-serif);
	font-weight: 600;
	color: var(--bk-color-navy, #082b55);
	font-size: clamp(1.85rem, 3.4vw, 2.85rem);
	line-height: 1.18;
	margin: 0 0 1rem;
	max-width: 30ch;
	text-wrap: balance;
}
.page--default .page__lede {
	font-family: var(--bk-font-body, "Open Sans", sans-serif);
	font-weight: 400;
	color: var(--bk-color-copy, #4d5e73);
	font-size: 1.05rem;
	line-height: 1.55;
	max-width: 62ch;
	margin: 0;
}

/* ---- Page body section + content typography ---- */
.page--default .page__body {
	padding: 0 0 4rem;
	background: var(--bk-color-white, #fff);
}
.page--default .page__body .container.container--narrow {
	color: var(--bk-color-ink, #172334);
	font-size: 1.0625rem;
	line-height: 1.7;
}
.page--default .page__body .container.container--narrow > * + * {
	margin-top: 1.1em;
}
.page--default .page__body h2 {
	font-family: var(--bk-font-display, "Raleway", sans-serif);
	font-weight: 600;
	color: var(--bk-color-navy, #082b55);
	font-size: clamp(1.4rem, 2.4vw, 1.85rem);
	line-height: 1.25;
	margin-top: 2.5em;
	margin-bottom: 0.6em;
}
.page--default .page__body h3 {
	font-family: var(--bk-font-display, "Raleway", sans-serif);
	font-weight: 600;
	color: var(--bk-color-navy, #082b55);
	font-size: 1.2rem;
	line-height: 1.3;
	margin-top: 2em;
	margin-bottom: 0.5em;
}
.page--default .page__body h4 {
	font-family: var(--bk-font-display, "Raleway", sans-serif);
	font-weight: 600;
	color: var(--bk-color-ink, #172334);
	font-size: 1.06rem;
	margin-top: 1.75em;
	margin-bottom: 0.4em;
}
.page--default .page__body p {
	margin: 0;
}
.page--default .page__body a {
	color: var(--bk-color-blue, #2876a2);
	text-decoration: underline;
	text-decoration-thickness: 1px;
	text-underline-offset: 2px;
}
.page--default .page__body a:hover {
	color: var(--bk-color-navy, #082b55);
}
.page--default .page__body strong {
	color: var(--bk-color-navy, #082b55);
	font-weight: 700;
}
.page--default .page__body ul,
.page--default .page__body ol {
	padding-left: 1.5rem;
	margin: 1.1em 0;
}
.page--default .page__body li {
	margin-bottom: 0.4em;
	line-height: 1.6;
}
.page--default .page__body li::marker {
	color: var(--bk-color-blue, #2876a2);
}
.page--default .page__body blockquote {
	margin: 2em 0;
	padding: 1.25rem 1.5rem;
	border-left: 4px solid var(--bk-color-blue, #2876a2);
	background: var(--bk-color-sky-light, #e9f4fb);
	border-radius: 0 var(--bk-radius-md, 18px) var(--bk-radius-md, 18px) 0;
	color: var(--bk-color-navy, #082b55);
	font-style: italic;
	font-size: 1.0625rem;
}
.page--default .page__body blockquote p:last-child {
	margin-bottom: 0;
}
.page--default .page__body img,
.page--default .page__body figure {
	max-width: 100%;
	height: auto;
	border-radius: var(--bk-radius-md, 18px);
	margin: 1.6em auto;
	display: block;
}
.page--default .page__body figcaption {
	font-size: 0.875rem;
	color: var(--bk-color-copy, #4d5e73);
	text-align: center;
	margin-top: 0.5rem;
	font-style: italic;
}
.page--default .page__body hr {
	border: 0;
	border-top: 1px solid var(--bk-color-border, #dceaf4);
	margin: 2.5em 0;
}

/* ---- Variant: thank-you / confirmation pages.
   Renders the body in a centered narrow card so a short message reads
   intentional rather than orphaned on a wide blank canvas. The variant
   is opt-in via WP page slug; we attach it from page.php only when the
   slug is in the confirmation list. ---- */
.page--default.page--confirmation .page__body .container.container--narrow {
	max-width: 540px;
	text-align: center;
	background: var(--bk-color-surface, #f4f8fb);
	border-radius: var(--bk-radius-lg, 24px);
	padding: 2.5rem 2rem;
	margin-top: 2.5rem;
	box-shadow: var(--bk-color-shadow, 0 24px 64px rgba(8, 43, 85, 0.14));
}
.page--default.page--confirmation .page__body .container.container--narrow > * + * {
	margin-top: 1rem;
}

/* ---- Variant: team-member bio pages. Provides a tighter, focused
   layout for individual staff bios that are children of meet-our-team.
   Gives the bio a card surface and slightly narrower copy column. ---- */
.page--default.page--team-member .page__body .container.container--narrow {
	max-width: 720px;
}
.page--default.page--team-member .page__body img:first-child {
	max-width: 320px;
	border-radius: var(--bk-radius-md, 18px);
	box-shadow: var(--bk-color-shadow, 0 24px 64px rgba(8, 43, 85, 0.14));
}

/* ---- Mobile breakpoint ---- */
@media (max-width: 640px) {
	.page--default .page__header {
		padding: 1.25rem 0 1.75rem;
	}
	.page--default .page__title {
		font-size: clamp(1.6rem, 6vw, 2rem);
		max-width: none;
	}
	.page--default .page__lede {
		font-size: 1rem;
	}
	.page--default .page__body {
		padding: 0 0 2.5rem;
	}
}